Customers don’t want to have to think about your payment technology. The checkout process should be familiar, fast, and straightforward, and your online store needs to know immediately whether a payment was successful. OmEs pay helps you choose the right provider, payment methods, and integration for your Belgian customers and your growth plans.
Offer Bancontact and major credit cards, among other payment options, if they are supported by your chosen partner.
Choose a simple e-commerce plugin or a more in-depth integration based on your platform and technical needs.
Receive an advance payment or payment without requiring your customer to go through the entire online store.
Use payment statuses, reporting, and refunds from a managed payment environment.
Your visitor has selected a product, filled in their information, and is ready to pay. At that point, the payment method, amount, shipping information, and sender should be clearly identifiable. Unexpected steps or missing preferred payment methods can cause hesitation.
For Belgian online stores, Bancontact is often a key payment option, supplemented by debit and credit cards and mobile wallets. Which payment methods are commercially viable depends on your target market, average order value, and customer mix.
For popular e-commerce platforms, an official or supported plugin is often the quickest solution. It initiates a payment request, redirects the customer to the secure payment environment, and processes the confirmation. However, you’ll need to keep the platform and plugin up to date.
An API is a good fit if you have your own application, subscription model, marketplace, or specific order flow. In that case, authentication, webhooks, idempotency, error handling, and test environments are essential. The integration must track the provider’s payment status, not just the page to which the customer is redirected.
A payment link directs the customer to a secure payment page. You can share the link via email, text message, chat, or QR code, depending on the platform. This is convenient for advance payments, phone orders, reservations, repairs, outstanding invoices, or limited product sales.
Make sure the customer knows what they are paying for, the amount being charged, and who the payee is. Establish an internal process for matching paid links to the order or invoice.
For a subscription or recurring service, a provider can tokenize card or authorization information so that you don't have to process sensitive payment information over and over again. The customer must be clearly informed about the amount, frequency, cancellation, and any changes.
Not every payment method supports recurring payments in the same way. Have the provider and technical setup verified before you launch a subscription model.
Online card payments are subject to European regulations regarding strong customer authentication and 3-D Secure, with possible exceptions that are assessed by the payment network. Therefore, use a certified provider and avoid storing card data directly on your own website unless it is necessary.
In addition, secure your online store account, admin access, and API keys. A strong payment provider won’t fix an outdated online store, weak passwords, or flawed order logic.
We'll take a look at the online store, countries where products are sold, payment methods, sales volumes, and the refund process.
The plugin, payment link, or API will be tailored to your technical and commercial needs.
Successful, declined, canceled, and refunded transactions are reviewed.
Your team knows where to find statuses, reports, and payments, and who provides support.
Let OmEs review your checkout process, payment methods, and technical integration. You’ll get a solution that fits your online store, customers, and administrative processes—without unnecessary complexity.
That depends on your customers and the countries where you sell. For a Belgian audience, Bancontact is often important, supplemented by common debit and credit cards and, possibly, digital wallets. Only add payment methods that your provider supports and that are used frequently enough to justify the added complexity.
No. With a payment link, you direct the customer to a secure payment page. This works for a deposit, reservation, order, or outstanding balance. However, you do need an internal process to correctly link the payment to the customer, invoice, or order.
A plugin is a pre-built integration for a specific e-commerce platform and is usually quicker to install. An API gives developers more freedom to create their own payment flow, but requires more technical development, security, testing, and maintenance.
The payment provider sends back a status update, often via a webhook or server-to-server message. Your online store should not mark an order as paid simply because the customer is redirected to a thank-you page. The provider’s technical confirmation takes precedence.
This is possible with providers and payment methods that support tokenization, mandates, or merchant-initiated transactions. The customer must give explicit consent and be informed about the amount, frequency, and cancellation policy. Have the legal and technical setup reviewed in advance.
3-D Secure is an authentication mechanism for online card payments. The card issuer can require the customer to provide additional confirmation, for example, through a banking app. The payment provider and card issuer determine how the verification process works and whether an authorized exception applies.
With most providers, a full or partial refund can be initiated from the dashboard or via the API. The processing time and fees vary. Test in advance how the order status, customer communications, and accounting system respond to a refund.
Payout times depend on the provider, payment method, risk profile, and contract. Some transactions are paid out in batches, while others follow a different schedule. OmEs pay takes settlement periods, reserves, and reporting into account in its comparison.
OmEs pay first evaluates the platform, the current provider, and the available plugin or API. For a standard platform, a supported integration can often be retained or replaced. For custom solutions, collaboration with the web developer is required.
Store as little payment-sensitive information as possible, and preferably have card data processed by a certified provider. You may, however, retain necessary order references, status information, and accounting data in accordance with your privacy and data retention policies. Have any technical or legal exceptions reviewed.
