<style id="elementor-post-dynamic-2609">.elementor-2609 .elementor-element.elementor-element-2719888f:not(.elementor-motion-effects-element-type-background), .elementor-2609 .elementor-element.elementor-element-2719888f > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://omespay.be/wp-content/uploads/2026/09/Logo-post-image-scaled.png");}</style>{"id":2609,"date":"2026-09-12T15:47:27","date_gmt":"2026-09-12T15:47:27","guid":{"rendered":"https:\/\/omespay.be\/?p=2609"},"modified":"2026-09-13T17:46:36","modified_gmt":"2026-09-13T17:46:36","slug":"wat-kost-elektronisch-betalen-echt","status":"publish","type":"post","link":"https:\/\/omespay.be\/en\/wat-kost-elektronisch-betalen-echt\/","title":{"rendered":"How much does electronic payment really cost?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2609\" class=\"elementor elementor-2609\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2719888f e-flex e-con-boxed e-con e-parent\" data-id=\"2719888f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77cd6dba e-flex e-con-boxed e-con e-parent\" data-id=\"77cd6dba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2d53ce2a e-con-full e-flex e-con e-child\" data-id=\"2d53ce2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1141e391 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"1141e391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">How much does electronic payment really cost?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6f6df9 elementor-widget elementor-widget-post-info\" data-id=\"1f6f6df9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-a2086e6 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-tags\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.941 225.941L286.059 14.059A48 48 0 0 0 252.118 0H48C21.49 0 0 21.49 0 48v204.118a48 48 0 0 0 14.059 33.941l211.882 211.882c18.744 18.745 49.136 18.746 67.882 0l204.118-204.118c18.745-18.745 18.745-49.137 0-67.882zM112 160c-26.51 0-48-21.49-48-48s21.49-48 48-48 48 21.49 48 48-21.49 48-48 48zm513.941 133.823L421.823 497.941c-18.745 18.745-49.137 18.745-67.882 0l-.36-.36L527.64 323.522c16.999-16.999 26.36-39.6 26.36-63.64s-9.362-46.641-26.36-63.64L331.397 0h48.721a48 48 0 0 1 33.941 14.059l211.882 211.882c18.745 18.745 18.745 49.137 0 67.882z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Payment Solutions<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-6bd7875 elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm89.6 32h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-74.2-60.2-134.4-134.4-134.4z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tOmEs Pay\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-3b6be0f elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>September 12, 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77b9bb79 elementor-widget elementor-widget-text-editor\" data-id=\"77b9bb79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At first glance, many quotes for payment solutions seem difficult to compare. One quotes a low flat fee per Bancontact transaction, while another uses a percentage, a monthly plan, or a bundle. If you focus only on the most eye-catching price, you\u2019ll often overlook the costs that make a difference on an annual basis.<\/p><h4><strong>The Five Cost Categories<\/strong><\/h4><p>The total cost typically consists of hardware, fixed subscription fees, transaction fees, connectivity, and service. For e-commerce, gateway, plugin, or refund fees may also apply. Would you like to compare hardware and contracts in more detail? Then check out <a href=\"https:\/\/omespay.be\/en\/betaaloplossingen\/betaalterminals\/\"><strong data-start=\"1464\" data-end=\"1497\">Buy or Rent a Payment Terminal<\/strong><\/a>. With a point-of-sale integration, you may have to pay for installation, licensing, or maintenance of the interface.<\/p><p>Ask each supplier to disclose the same components. Only then can you fairly compare their formulas side by side.<\/p><ul><li>Purchase or rental of a terminal and any necessary point-of-sale hardware<\/li><li>Monthly software, service, or SIM card fees<\/li><li>Transaction fees by payment method and card type<\/li><li>Installation, activation, integration, and training<\/li><li>Cancellations, replacements, chargebacks, refunds, and additional services<\/li><\/ul><h4><strong>Your card mix matters more than you think<\/strong><\/h4><p>A business that primarily processes Belgian debit card payments has a different cost profile than one that handles a lot of tourist transactions, corporate credit cards, or online transactions. Request a report from your current provider or use representative monthly data to determine your mix.<\/p><p>Next, calculate not only an average transaction cost, but also scenarios for busy and slow months. A fixed monthly fee carries more weight when transaction volume is low, while percentage-based rates become more significant when the average purchase value is higher.<\/p><h4><strong>Payments and reporting also have value<\/strong><\/h4><p>When funds are deposited into your account depends on the provider, payment method, banking business days, risk, and contract. A quick payout can be important for your cash flow, but be sure to compare the specific settlement schedule rather than relying on a general promise.<\/p><p>Good reporting also saves time. You need to be able to match payments with transactions, expenses, returns, and, if necessary, different locations. A low-cost solution that requires manual research every month isn\u2019t actually cost-effective from an operational standpoint.<\/p><h4><strong>Service only becomes apparent when something goes wrong<\/strong><\/h4><p>Check availability, remote support, replacement terms, and potential service call costs. Ask who is responsible when the point-of-sale system, terminal, and provider all point to each other. Having a single point of contact who understands the entire setup minimizes downtime and frustration.<\/p><p>For business owners who generate revenue on weekends or in the evenings, support hours are a commercial requirement, not just a minor detail. OmEs Pay offers technical support daily from 9 a.m. to 10 p.m.<\/p><h4><strong>Here's How to Make a Fair Year-Over-Year Comparison<\/strong><\/h4><ul><li>Use twelve months of actual or realistic transaction data.<\/li><li>Break down payment methods and card types instead of guessing a single average.<\/li><li>Include all fixed costs, hardware, and one-time installation fees.<\/li><li>Include the contract term, indexation, and cancellation terms.<\/li><li>Take into account the time lost due to manual data entry, reconciliation, and limited support.<\/li><li>Have growth or an additional payment point analyzed as a second scenario.<\/li><\/ul><h4><strong>Making the right choice starts with how you operate<\/strong><\/h4><p>A payment plan is only cost-effective if the total cost aligns with your usage volume and the solution is reliable enough for your day-to-day operations. Transparency regarding all components allows you to make a better decision than relying on a single promotional rate. Also check out our<\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/omespay.be\/en\/betaaloplossingen\/\">Payment solutions that fit the way your business really works.<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73971134 e-flex e-con-boxed e-con e-parent\" data-id=\"73971134\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-71338277 e-con-full e-flex e-con e-child\" data-id=\"71338277\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1805285c e-con-full e-flex e-con e-child\" data-id=\"1805285c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca89be8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1ca89be8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Request a payment estimate based on your actual figures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d3a5d43 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3d3a5d43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"comp-mkazuzvd\" class=\"N8MGzv _v6ohL PO9MfV AWXfZq comp-mkazuzvd wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"><section id=\"comp-mkb8fsud\" class=\"ke5pl1 comp-mkb8fsud wixui-section fwXYgt\" tabindex=\"-1\" data-block-level-container=\"Section\" data-testid=\"section-container\"><div class=\"comp-mkb8fsud-container max-width-container\" role=\"group\" data-testid=\"responsive-container-content\"><div id=\"comp-mkb8mdfh\" class=\"HFEOE3 NaeT1r comp-mkb8mdfh-container comp-mkb8mdfh wixui-box\" dir=\"ltr\" role=\"\"><div id=\"comp-mkb8j35m\" class=\"HFEOE3 NaeT1r comp-mkb8j35m-container comp-mkb8j35m wixui-box\" dir=\"ltr\" role=\"\"><div id=\"comp-mkb8j36a\" class=\"N8MGzv _v6ohL PO9MfV AWXfZq comp-mkb8j36a wixui-rich-text\" data-testid=\"richTextElement\"><div data-tsd-source=\"\/src\/routes\/offerte-aanvragen.tsx:50:148\"><p>OmEs pay compares your current costs and workflow with suitable alternatives. You\u2019ll get an overview of rates, fixed costs, payouts, integrations, and support before you make a decision.<\/p><\/div><\/div><\/div><\/div><\/div><\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bc05449 elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"7bc05449\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/omespay.be\/en\/offerte-aanvragen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST A PAYMENT CHECK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>At first glance, many quotes for payment solutions seem difficult to compare. One quotes a low flat fee per Bancontact transaction, while another uses a percentage, a monthly plan, or a bundle. If you focus only on the most eye-catching price, you\u2019ll often overlook the costs that make a difference on an annual basis.<\/p>","protected":false},"author":3,"featured_media":2572,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[9],"class_list":["post-2609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-betaaloplossingen","tag-overzicht-betaaloplossingen"],"_links":{"self":[{"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/posts\/2609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/comments?post=2609"}],"version-history":[{"count":0,"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/posts\/2609\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/media\/2572"}],"wp:attachment":[{"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/media?parent=2609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/categories?post=2609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/omespay.be\/en\/wp-json\/wp\/v2\/tags?post=2609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}